Specialist in Private Lending Solution
- FAST
- £10,000 to £2,000,000
- Short Term 2-24 Months
- Secure Personal & Business Loan
- Extensions welcome
- Can be deposited within 72 hours
- Structured to your requirements
- Only pay for the time you need
Borrower Ethos
Our ethos is to find as many ways as possible to say “Yes” to a loan, simply and responsibly.
SAMCO CAPITAL is a bespoke property bridging lenders. With a friendly team that’s always on hand to help, we use our many years of experience, combined with advanced technology, to quickly make sensible decisions that helps funds fast.
Borrower Choice
You choose the loan term and whether to pay the interest monthly or pay it at the end.
Representative example: Based on interest only bridging loan. If you borrow £100,000 over 1 year at a rate of 0.6% pcm / 7.2% p.a fixed for the term, you will pay 12 instalments of £600 per month and a total amount payable of £109,850. This includes repayment of the net loan, interest of £7,200, an arrangement fee of £2,000 and administration fee of £650. The overall cost for comparison is 9.85% APRC. The interest rate and terms may change based on your circumstances. We endower to provide the best rate possible with your circumstances.
Up to
75% LTV.
TO LEARN MORE CONTACT
+44(0)7701065916 Up to
75% LTV.
TO LEARN MORE CONTACT
+44(0)7701065916
Funded
within 72 hours
IS NOW POSSIBLE!
- Unique to the UK market
- Excellent short-term flexibility
- Property Investors, Developers, Contractors, Builders
- Must be able to absorb the short-term premium costs
- Don’t wait 3-5 weeks, our multiple private and institutional lenders are ready to fund
We are happy to look at any property deal and circumstances. Arranged quickly, secured over UK property.
Broker Ethos
We like to think of our brokers and introducers as part of the SAMCO family. Like family, there is no challenge we cannot find a solution to if we work together.
SAMCO honours the special relationship that Brokers have worked hard to create with their clients and our ‘blended service’ means you focus on what you do best, managing the client and the case, whilst we do the heavy lifting. SAMCO will process the application, instruct valuations, organise 2nd charge (if applicable) consent and process the legals whilst providing as much support as the case needs – all directed by you.
Investor ethos
Our ethos is to prioritise the quality of our loans, not the quantity – on occasion lending less money than our peers as we seek to prioritise the safety of our loans over the volume.
As such, we seek to grow our business by only financing loans that we would be willing to invest in ourselves.
Investor choice
SAMCO CAPITAL allows you to choose the investments based on the interest rate and loan to value that suit your risk appetite.
You can select from a variety of loan opportunities allowing you to diversify your UK property lending portfolio.
Investor security
All SAMCO CAPITAL underlying loans are secured over UK property by a short-term mortgage or legal charge. If the borrower fails to repay the loan, then the loan may be recovered by repossessing and selling the property subject to the value of the property when it is sold. Please note, this may take time and may create added costs. However, we like to pride ourselves in working with our borrowers at all stages to help them navigate and exit which in turn reduces the risk of repayment.
